Kitten Insurance

Having a pet is a long-term commitment which is why we offer three different levels of lifetime coverage for your dog or cat.

Lifetime insurance for your kitten will provide coverage (upon approval) for your beloved companion for the duration of their lifetime, as long as the policy is renewed each year – just as the name suggests!

Here are some of the types of cat insurance policies available and what they all mean:

Lifetime insurance

These policies provide cover for the life of your pet and offer comprehensive coverage. They include cover for veterinary fees, death from illness, death from accident, and more.

They may also offer additional benefits such as access to 24/7 vet video consultations or travel cover.

Here at Purely Pets, we love cats just as much as you do, and want to make sure they get the cover they deserve. That's why we only offer lifetime protection.

If you would like to talk to one our pet insurance policy specialists, you can get in touch with us on 0330 102 5748 to find out more about our kitten insurance policies or to find out more about making hassle-free claims with Purely Pets.

Maximum benefit policies

With maximum benefit plans, you get a predetermined amount of funds for each medical issue that arises with your pet, and these funds will keep being used for treatments until the money is completely used up.

Once this limit is reached, there is no further cover for that condition.

Time-limited

Time-limited pet insurance policies will usually provide a fixed amount to pay for the treatment of any sickness or injury your pet may suffer from.

It will also come with a designated length of time for which this treatment will be covered - typically 12 months from the start of the illness or injury, or from the first date of treatment, as long as the policy is still active.

The time limit doesn't refer to the total duration of the policy, but the maximum amount of time that any given illness or injury will be covered for.

Accident only policies

Accident-specific policies provide a fixed amount to cover the medical expenses related to accidental injury sustained by your pet. However, any accidents that occurred prior to the policy's commencement will not be eligible for coverage.

Every level of lifetime protection from us includes cover for:

• Death from illness*
• Accidental death
• Complementary treatment
• Advertising and reward for lost or stolen animals
• Holiday cancellation
• Cruciate injury treatment
• Dental issues*

Every feline is different, and there's no one size fits all when it comes to kitten insurance policies. When pet owners come to Purely Pets, we base your kitten insurance quote on various factors:

• Your kitten's breed
• The level of lifetime policy you choose
• The amount of excess you decide to pay
• Where you live

To get a quote based on your needs and budget, you can do this online or speak to our friendly team today on 0330 102 5748.

Your kitten's tiny features make it one of the most adorable creatures on the planet, but their small frame is also what makes them more vulnerable to certain conditions.

Feline distemper

This condition is very rare but if a kitten catches it, it can prove fatal. The nasty virus attacks their developing immune system, totally destroying it and making treatment almost impossible.

Affected cats become severely ill, showing a lack of appetite, vomiting and diarrhoea with white mucous.

Luckily, one of the essential vaccinations your kitten can get from a very young age is feline distemper, protecting them against the deadly condition.

Intestinal worms

The thought of worms in your kitten's tummy is unpleasant and they can make them very ill. These parasites, roundworm being the most common, burrow into the intestinal wall, causing:

• Diarrhoea
• Weight loss despite eating more
• Dull coat

Again, preventative measures are available by using worming products every 1 to 3 months. Speak to your veterinarian regarding which treatments are the most effective.

Upper respiratory infections

Feline herpes virus and feline calicivirus can be deadly in very young kittens. Cats pass on these respiratory infections from other animals carrying the bacteria.

In most cases, you'll notice sneezing and perhaps a runny nose or gloopy yellow discharge in the eyes. Your kitten's condition is more serious if they stop eating and are having trouble breathing. Whichever symptoms they show, an emergency visit to your vet is on the cards.

Fleas and ear mites

The sooner you spot fleas, the better chance you have of preventing them from spreading around your home and even onto you! The tiny pests cause excessive itching, which can lead to sores.

Prevent your kitten from becoming a host by staying up to date with flea treatments.

Ear mites transfer from one animal to another just like fleas, but they are even smaller and harder to see.

Watch for crumbly white flakes in your cat's ear, scratching around the area and head shaking. Treatment usually involves ear drops to get rid of the infestation.

Allergic reactions

It's not only us humans who can be allergic to food and other environmental factors. Your small kitten could develop an allergic reaction to:

• Food
• Insect bites
• Medication
• Pollen

Tell-tale signs include excessive scratching and sore spots where they've scratched too much. If food or medication is the cause, you might also notice vomiting and diarrhoea.

For most allergies, there isn't a specific veterinary treatment available, so you need to work on eliminating the cause from your kitten's environment.

You can learn more about other common cat health problems that can surface at any time in their life elsewhere on our site.

Bringing home your furry bundle of joy is exciting for everyone, but you need to make sure your family, home and kitten are fully prepared to give them the healthy and happy life they deserve. We've got you covered with these kitten care tips.

Environment

Set up your small cat's space with:

• A bed
• Food and water bowls
• Litter tray (away from food zone)
• Scratching post
• Selection of toys
• Places to hide

You'll also need to kitten-proof your home by keeping them out of cupboards and away from other household hazards like wires, toxic chemicals and small spaces they could get stuck in.

Nutrition

When you first bring your four-legged family member home, you should keep giving them the same food they had before (if you know what it was).

This familiarity will help them settle into their new home. If you wish to switch to a different kitten food, you'll need to do so gradually by introducing it into their normal food a little bit at a time.

Their small stomachs mean you need to feed them little and often – about four times a day is ideal. Once they reach 6 months old, twice a day is best.

Grooming

The key to successful grooming is starting young. Short-haired kittens only need a quick brush once a week, but long-haired breeds might need it daily.

Speak to your vet if you need help with other parts of grooming like nail clipping and tooth brushing.

Health care

Your most important job as a pet parent is keeping your kitten healthy. This means protecting them with cat insurance and staying on top of preventative health measures like vaccinations and flea treatment.

You'll also need to brush their teeth regularly to lower their risk of dental disease and get them microchipped in case they get lost. Don't forget to neuter your kitten to prevent unwanted pregnancies.

Training

Many felines are already toilet trained when they get to their new home, but don't worry if yours isn't.

Make sure the litter tray has enough room inside to manoeuvre, that you scoop it twice a day and refresh it with a deep clean at least once a week. If your cat isn't going in the right place, direct them to the litter box. Never punish your kitty for toileting elsewhere as this often makes the situation worse.

If you're hoping to let your feline come and go as they please, you'll also need to train them to use the cat flap. Use positive reinforcement and treats to reward progress and repeat the process until your pet learns how to use it properly.

Insurance isn't a legal requirement, but as a responsible pet parent, you should always insure your kitten if you can. Even if your feline friend is happy and healthy today, you can never really know when an unexpected illness or injury will happen, which means unexpected vet bills could soon start to pile up.

With a kitten insurance policy in place, you protect your kitten when they need it most by making sure they get the care they deserve. That means no cutting corners when it comes to veterinary treatment and getting your feline back to its best in no time.

Here at Purely Pets we can insure kittens from 8 weeks old, please see our policy wording for more information.  

Purely Pets covers loss by theft or straying and advertising costs and reward costs up to £2,000 depending on the level of lifetime cover purchased.

Yes, multiple pets can be insured and their policies can be linked but each pet will have their own benefit limits. Therefore, any claims that may happen will not impact the other pet's policy. 

Yes, Purely Pets currently offer cover of up to £2,000 for dental treatment.

Dental cover as a result of an accident is covered in the first year of the policy and dental illness is covered after the policy has been live for a minimum of 12 months*.

Coverage varies between policies (£2,000 is available on our Gold & Silver Lifetime plans & £500 on Bronze). It’s important to read the terms and conditions of the policy when selecting an insurance plan.

Depending on the insurance plan, there may be a maximum amount that can be reimbursed. It is also important to note that pre-existing conditions will not be covered.

*Subject to evidence of annual dental check-ups, and any treatment recommended by the vet has been carried out at your own expense.

All pet cats in England must now be microchipped or face a fine of up to £500 if you don’t comply.

Whether you’ve just bought a kitten or adopted an older cat, making sure they are microchipped should be top of your list. Microchipping your cat gives them the best chance of being identified and returned to you if they are lost or stolen. Microchips are safe, easy to implant and effective. Unlike collars and ID tags, microchips don’t come off and they don’t put your cat at risk of injury.

A cat that lives inside might not be at risk from traffic or fighting with other felines, but there are still indoor risks that they need to be protected from.

Your cat could get poisoned by a houseplant or cleaning chemicals. They could choke on leftovers from the kitchen. Or they could get injured in a fall. Any one of these incidents could see you turning to your indoor cat insurance for help.

Don’t let cat insurance costs sway you from getting proper protection for your feline friend. At Purely Pets, we offer a range of products to suit almost any budget with flexible excess options. Why not give one of the team a call today to discuss your options on 0330 102 5748.